Contractors, Retail, Hotels, Restaurants, Salons & Commercial Property Lessors is Omnia's focused customers. Omnia also has a very strong competitive market for: Dealerships, Auto Repair/Body Shops & Gas Stations

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Auto Repair

If you own an auto repair business, you need garage keepers liability coverage, included with your business owners policy. Omnia has multiple options for different types of auto repair facilities

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Dealerships

Are you a wholesaler? Do you sell new or used? Do you let your employees take the vehicles home with them, do you join buyers on test drives? All of these questions will impact your insurance rates.

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Hotels/Motels/Resorts

Ever wonder what the difference is between a hotel, motel or resort? It is actually pretty simple. A hotel is a building with interior corridors. A motel usually does not have interior corridors of such and you access the room directly from an exterior access point. A hotel becomes a resort by adding entertainment, layers of privacy and specific experiences. Good news. Omnia can produce options for all three

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Gas Stations

Is your gas station surrounded by homes and businesses? Location has an impact on your business. Having a convenience store, Car wash or any other add-on service to your business will effect rates.

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Apartment Buildings, Commercial Property & Self-Storage

Businesses can also be the buildings themselves. People live them, businesses work in them and people put their belongings in them. Each type of commercial property carry different risks and need to be carefully reviewed to determine the proper coverage to be placed to cover the proper exposures

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Medical

Physicians, Dentists and Optometrists need insurance too. Omnia has options for them, their employees and their facilities.

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Restaurants

There are a lot of insurance carriers that like to write restaurants. Omnia has the entire marketplace waiting for you.

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Beauty Shops

From Barber Shops to Beauty Salons, to Florists to Tanning Salons, Omnia has the most competitive carriers for business owners in the Beauty industry

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Contractors

Licensed General Contractors, Electricians, Plumbers, HVAC, Framers & Handy men services all have unique risks. Omnia will review what specific exposures puts your business at risk and will place your business with the proper coverage

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Bars & Taverns

Depending on what percentage your liquor sales is to your total gross sales, will determine the amount of options available for your business. Entertainment, hours of operation, if there is a dance floor and if security is on-site also will play part with your options. A pub tavern that has a full kitchen with have more options available to a bar/club that serves no food and has bouncers and a dance floor.

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Tint Shops

Does your Auto glass window tinting shop also replace windshields, either on-site or remote? Omnia will not only find you competitive coverage for your operations, but will place your commercial auto exposure with one of the most competitive carriers in the marketplace

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Breweries

When a brewery has a tasting room, the serving food exposure assists breweries to become a "Bewpub". A brewery that does not serve food and has or does not have a tasting room will most likely have to be covered in the E&S or Excess & Surplus Lines Marketplace

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